Expert Witness Journal Issue 63 October 2025 - Flipbook - Page 72
worthlooking
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if we
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Chances
are
over
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both
retirements? Chances are over 99.9% forfor
both
oneone
and
six
years.
Not
worth
worrying
about?
and six years. Not worth worrying about?
is an
Windsor Actuarial Consultants is an
consultants
firm of actuarial
independent
consultants
firm of actuarial
independent
in derivatives
with considerable
in derivatives
expertiseexpertise
with considerable
Our excellent
and pensions.
actuarial actuarial
Our excellent
and pensions.
is complemented
consultancy
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is complemented
consultancy
and technical
cutting-edge
and technical
softwaresoftware
cutting-edge
support.support.
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Therefore
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asaastarting
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Resulttoto2024
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and sponsors of pension schemes,
and sponsors of pension schemes,
financial advisers, solicitors and
financial advisers, solicitors and
individuals.
individuals.
Now, this model should de昀椀nitely NOT be used in
Now, this model should de昀椀nitely NOT be used in
an Employment Tribunal claim. But it may indicate
an Employment Tribunal claim. But it may indicate
where a full report is advisable. A full report would
where a full report is advisable. A full report would
take account of:
Peter Crowley, established Windsor
Crowley, established
Peter
in 2005, combines
Consultants
Actuarial
in 2005, combines
a wide experience of financial products
of financial
experience
a widewith
for products
a commitment
and pensions
a commitment
with
pensions
andthe
English. for
in plain
concepts
explaining
take account of:
explaining the concepts in plain English.
i) Actual BAME age distribution of the SCS group
i) Actual
BAME
age
distribution of the SCS group
(and
supplying
“All
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(and
supplyingand
“Allexit
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ii)
Recruitment
rates by ethnicity and age.
4 St. Marys Road
London
W5 5ES
Work undertaken worldwide
ii) Recruitment and exit rates by ethnicity and age.
This would provide sound evidence if targets or
This would
provide
sound evidence if targets or
results
need to
be justi昀椀ed.
results need to be justi昀椀ed.
Justi昀椀cation for the graph shown can be found in
my
past EWJ articles,
or on diversitymaths.com,
Justi昀椀cation
for the graph
shown can be foundorin
by
mearticles,
on peter@windsorac.com.
myemailing
past EWJ
or on diversitymaths.com, or
Tel: 020 7653 1908
mail@windsorac.com
www.windsorac.com
Peter also advises solicitors and other
of other
and
aspects
solicitors
individual
advises
on the
Peter also
professionals
on aspects of
in divorce, compensation
pensions
on the individual
professionals
pensions
of pensioninrights,
the losspensions
compensation on
divorce,
has pensions
mis-selling
rights,
of pensionHe
loss reversions.
the and
of reports
a substantial
produced
He has
reversions.
and number
mis-selling
varying of reports
cases ofnumber
on this subject,involving
produced a substantial
including overseas
andsubject,involving
complexity,
cases of varying
on this
pensions
complexity, and including overseas
Actuarial Consultants are
Windsorpensions
sponsors of Chessboxing Nation
www.chessboxingnation.com
by emailing me on peter@windsorac.com.
Author, Peter Crowley
Dr Tim Crayford
Medical Epidemiologist & expert in Longevity
MB.BS MSc. FFPH FRSA
• Medical Epidemiologist specializing in public health and longevity.
• Provides expert advice in determinations of length of life, using adjustments
to account for people's medical conditions.
Dr Salim Cheeroth MBBS MPhil FRCP
• Calculations are specific to the individual concerned, taking their personal
and health circumstances into account.
Consultant Physician and Internal Professional Advisor,
Parliamentary and Health Service Ombudsman
Expert in the application of technological solutions to population health,
with many years of board-level experience and over 10 years experience
providing advice on infectious diseases and population health to ministers in
the UK. He has been on the GMC’s specialist register in Public Health and
Epidemiology.
Dr Salim Cheeroth is a a consultant in acute, general and geriatric medicine with 18 years
experience. He is also a clinical advisor for the PHSO. His role is to provides expert
guidance on clinical and other relevant areas to support the PHSO's caseworkers in
investigating complaints, ensuring they are handled fairly and with the appropriate level
of expertise, ultimately contributing to the PHSO's goal of resolving disputes and improving
public services.
Formerly the UK Government’s Chief Medical Officer at the Department
for Transport.
With extensive experience in strategy development in the acute and geriatric hospital setting
as well as in the community with integrated care. Dr Cheeroth has a solid clinical base in
Contact
Mobile: 07973 334693
Email: tim@crayford.net - Alternate Email: tim@epiexpert.co.uk
Website: www.epiexpert.co.uk
Address: 13 Croham Park Avenue, Croydon, Surrey, CR2 7HN
Area of work: Nationwide and Worldwide
acute, general and geriatric medicine. Having on two occasions been appointed the first acute
medical consultant in new acute medical units, firstly in an under-resourced rural district
general hospital setting and then a large urban teaching hospital, with broad experience of
asking questions and coming up with solutions to shape a new service. He has an excellent
understanding of the strategies needed for building and implementing smoothly functioning
emergency, acute medical and acute geriatric pathways to enhance quality of care, including
reducing length of stay and readmission rates.
Dr Cheeroth’s medicolegal experience includes provision of reports for coroners and
solicitors, attendance at inquests and attendance as an expert witness for the defence.
Throughout his career, Dr Cheeroth has had an inexhaustible energy for teaching and training.
He has been involved in bedside PACES teaching for over 20 years, including setting up
PACES courses. He is a Clinical Lecturer at Queen Mary University of London and co-leads
a module on their Masters in Emergency and Resuscitation Medicine.
Contact: Dr. Salim Cheeroth - Email: salimcheeroth@nhs.net
Area of work: Nationwide
EXPERT WITNESS JOURNAL
70
OCTOBER/NOVEMBER 2025
